49-year-old Moyer earns spot in Rockies rotation

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Bees 'self-medicate' when infected with some pathogens

Public release date: 30-Mar-2012
[ | E-mail | Share ]

Contact: Matt Shipman
matt_shipman@ncsu.edu
919-515-6386
North Carolina State University

Research from North Carolina State University shows that honey bees "self-medicate" when their colony is infected with a harmful fungus, bringing in increased amounts of antifungal plant resins to ward off the pathogen.

"The colony is willing to expend the energy and effort of its worker bees to collect these resins," says Dr. Michael Simone-Finstrom, a postdoctoral research scholar in NC State's Department of Entomology and lead author of a paper describing the research. "So, clearly this behavior has evolved because the benefit to the colony exceeds the cost."

Wild honey bees normally line their hives with propolis, a mixture of plant resins and wax that has antifungal and antibacterial properties. Domesticated honey bees also use propolis, to fill in cracks in their hives. However, researchers found that, when faced with a fungal threat, bees bring in significantly more propolis 45 percent more, on average. The bees also physically removed infected larvae that had been parasitized by the fungus and were being used to create fungal spores.

Researchers know propolis is an effective antifungal agent because they lined some hives with a propolis extract and found that the extract significantly reduced the rate of infection.

And apparently bees can sometimes distinguish harmful fungi from harmless ones, since colonies did not bring in increased amounts of propolis when infected with harmless fungal species. Instead, the colonies relied on physically removing the spores.

However, the self-medicating behavior does have limits. Honey bee colonies infected with pathogenic bacteria did not bring in significantly more propolis despite the fact that the propolis also has antibacterial properties. "There was a slight increase, but it was not statistically significant," Simone-Finstrom says. "That is something we plan to follow up on."

There may be a lesson here for domestic beekeepers. "Historically, U.S. beekeepers preferred colonies that used less of this resin, because it is sticky and can be difficult to work with," Simone-Finstrom says. "Now we know that this is a characteristic worth promoting, because it seems to offer the bees some natural defense."

###

The paper, "Increased resin collection after parasite challenge: a case of self-medication in honey bees?," was co-authored by Dr. Marla Spivak of the University of Minnesota and is available online from PLoS ONE. The research was funded by the National Science Foundation.

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 30-Mar-2012
[ | E-mail | Share ]

Contact: Matt Shipman
matt_shipman@ncsu.edu
919-515-6386
North Carolina State University

Research from North Carolina State University shows that honey bees "self-medicate" when their colony is infected with a harmful fungus, bringing in increased amounts of antifungal plant resins to ward off the pathogen.

"The colony is willing to expend the energy and effort of its worker bees to collect these resins," says Dr. Michael Simone-Finstrom, a postdoctoral research scholar in NC State's Department of Entomology and lead author of a paper describing the research. "So, clearly this behavior has evolved because the benefit to the colony exceeds the cost."

Wild honey bees normally line their hives with propolis, a mixture of plant resins and wax that has antifungal and antibacterial properties. Domesticated honey bees also use propolis, to fill in cracks in their hives. However, researchers found that, when faced with a fungal threat, bees bring in significantly more propolis 45 percent more, on average. The bees also physically removed infected larvae that had been parasitized by the fungus and were being used to create fungal spores.

Researchers know propolis is an effective antifungal agent because they lined some hives with a propolis extract and found that the extract significantly reduced the rate of infection.

And apparently bees can sometimes distinguish harmful fungi from harmless ones, since colonies did not bring in increased amounts of propolis when infected with harmless fungal species. Instead, the colonies relied on physically removing the spores.

However, the self-medicating behavior does have limits. Honey bee colonies infected with pathogenic bacteria did not bring in significantly more propolis despite the fact that the propolis also has antibacterial properties. "There was a slight increase, but it was not statistically significant," Simone-Finstrom says. "That is something we plan to follow up on."

There may be a lesson here for domestic beekeepers. "Historically, U.S. beekeepers preferred colonies that used less of this resin, because it is sticky and can be difficult to work with," Simone-Finstrom says. "Now we know that this is a characteristic worth promoting, because it seems to offer the bees some natural defense."

###

The paper, "Increased resin collection after parasite challenge: a case of self-medication in honey bees?," was co-authored by Dr. Marla Spivak of the University of Minnesota and is available online from PLoS ONE. The research was funded by the National Science Foundation.

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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Fitness and vision health | Focus on health

Article by

Smanuva123

You can already visit the gym

for your heart, your mood, or your waistline, but there?s another reason -. Your PPO

Ocular perfusion pressure (OPP) is a measure of the force with which the blood passes through the capillaries in the eye. . Low OPP was found to be a risk factor for glaucoma

A large long-term study at University College London Institute of Ophthalmology has recently discovered that there is a variable that has not already been considered: financial year.

The study followed more than 5,600 adults between 48 and 90 years to 15 years. The results were clear. People who took moderate exercise during this time had the chance to better and less of developing glaucoma PPO

The researchers adjusted for social class, weight, sex, and other factors and seen the benefit of regular exercise. People who have obtained a good amount of regular exercise, whether at work or at play, had a lower risk of 25% to have dangerous levels of OPP.

So far, surgery and drugs were the only treatments available for people at risk of developing glaucoma. If there had been suggestions of a link between hypertension and glaucoma, he was uncertain and imprecise. Since regular exercise can help high blood pressure, it is possible that the correlation between exercise and reduced risk was muddying the water. ?It seems that the OPP is deterministic Widely used by cardiovascular health,? Paul J. Foster, MD, PhD, FRCS (Ed), of University College London Institute of Ophthalmology has was quoted as saying.

The risks of surgery and drugs cause to maintain a more attractive treatment option, and exercise is much more cost effective choice. Moreover, exercise is good for your mood, your waistline and your heart, there is therefore no harm in trying.

Only 35% of adults in the UK to take enough exercise to gain advantages for their vision. ? Regular exercise ?in this case is defined as moving three times a week or more, for an average of thirty minutes of exercise a day. While different parts of the UK show different levels of activity, with Northern Ireland trailing only 20%, most of us are not getting enough exercise to improve our vision. This new information could be enough to motivate us to get on our bikes, talk a walk, or take a bath. In addition, the use of eye test online regularly to monitor changes in vision, and see your optician for an eye examination regularly.

target = ?_new? href = ?http://www.opticianeyetests.co.uk/?> OpticianEyeTests.co.uk is an information site with articles on eye health and care view, href = target = href ?_new? ?http://www.opticianeyetests.co.uk/free_online_eye_tests/?> eye tests free online , and tools to help consumers choose the glasses of law and do not forget to order a new supply of contact lenses in time for the better eye health.

Related Articles Optician

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Tips For Business Continuity Systems After An Emergency | Digital ...

Keeping your business continuity systems in place after an emergency strikes is vital to recovery. Don?t take the chance that a disaster will strike out of nowhere, it?s not about your many successes, it?s your last failure that counts. Cover all of your worst problems with a comprehensive recovery plan. To get back to work after these catastrophes a business will need to take several things into account.

A good plan is a great way to deal with any occurrence, but even better prevent that occurrence from happening. Naturally, not every fire can be avoided by a company. In reality, you must make the most of good prevention and make sure not to invite fires or faulty wiring. Make sure to have a list of all the easiest to prevent disasters checked off all the time. Be certain that all of the fire alarms and fire emergency systems are working properly and up-to-date. A working uninterruptible energy supply can hold you for long enough to get electric back up and running. Also make sure that the company has emergency cash funds set up to keep the business running for a few months at least.

Getting a team specifically for disaster recovery services can greatly speed up your recovery plan. They will work to put together the necessary documentation, purchases, and set up the safety equipment to handle the event. If you don?t have any volunteers or workers whose jobs can wait, it?s time to get outside help. They will need to handle the business continuity systems, as well as restoring everything to normal afterwards.

Getting a fresh perspective with a disaster recovery team from outside the company can be invaluable. They can suggest coming up with an emergency communication plan that allows workers to get in touch with each other and the boss should an emergency happen. You should drill the workers on the effective counter emergency procedure that the team will create for your company. You will need to have all of the procedures, documentation, manuals, directions, emergency contacts, and all stored safely throughout the business, that an emergency disaster team can provide for you.

Always having a disaster plan is an important measure, and for your company. Make certain to have a disaster prevention checklist for all of the business related problems you can prevent. After this, make certain you have a disaster recovery plan in place for all those disasters that can?t be avoided. Hiring a disaster recovery teams will vastly simplify the tasks required in recovering from disaster.

Source: http://www.digital-contents.com/tips-for-business-continuity-systems-after-an-emergency/

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Breast cancer risk gene discovery fast tracked by new technology

Public release date: 29-Mar-2012
[ | E-mail | Share ]

Contact: Rebecca Scott
rebeccas@unimelb.edu.au
61-383-440-181
University of Melbourne

An international team of researchers led by the University of Melbourne has used new technology to fast track the discovery of a breast cancer risk gene and could assist in the discovery of other cancer genes.

Professor Melissa Southey of the Genetic Epidemiology Laboratory, Department of Pathology at the University of Melbourne, who led the study, said it was a significant discovery and the first breast cancer risk gene to be discovered using the latest genetic sequencing technology.

"The mutations in the newly identified gene XRCC2, although rare, explain another proportion of breast cancers that run in families where there is no known genetic cause and that particularly occur at an early age," she said.

"We identified this gene quite quickly using genetic technology called massively parallel sequencing, which enables sequencing of large amounts of human DNA at high speed.'

"Due to these results and our methodology we believe that further risk genes will be identified at a faster rate than before and potentially for other cancers such as colorectal and prostate cancers," she said.

Professor Southey said the discovery could help manage the risk of breast cancer for families with a strong history of the disease and no known genetic cause.

"This discovery will assist some families to determine individual risk and which family members are at high risk of contracting the disease," Professor Southey said.

"Unaffected relatives of people with a mutation in this gene could also be offered predictive testing, subsequent genetic counselling and ongoing clinical management on the basis of their mutation status.'

"People whose breast cancer is associated with XRCC2 mutations could also benefit from specific treatments that target the genetic fault," she said.

Currently, only about 30 per cent of the familial risk for breast cancer has been explained, leaving the substantial majority still unaccounted for.

"Research indicates that no single gene is likely to account for a large proportion of the remaining unexplained genetic susceptibility to breast cancer," Professor Southey said.

"Although mutations in XRCC2 are rare, it is most likely that the remaining unknown breast cancer susceptibility genes will account for similar small proportions of the disease."

Initially, using massively parallel sequencing, researchers identified XRCC2 mutations in two families (in Melbourne and the Netherlands). This was followed by a larger series of studies using DNA from blood samples of 689 families with multiple members affected by breast cancer, and from 1308 women who were affected at an early age by breast cancer and recruited from the general population, as well as 1120 controls.

More XRCC2 mutations were detected in the breast cancer cases but not in the controls. These additional studies were conducted in Melbourne and at the International Agency for Research on Cancer (IARC) in France.

Co-first author Dr Daniel Park of the University's Department of Pathology (with Dr Fabienne Lesueur of IARC) said the study demonstrated the power of massively parallel sequencing for discovering susceptibility genes for common, complex diseases like breast cancer.

"Our study approach could be applied to many other common, complex diseases with components of unexplained heritability, such as colorectal and prostate cancers," he said.

Professor Southey oversaw this work with two long-standing collaborators and experts in the field of breast cancer genetics, Associate Professor Sean Tavtigian and Professor David Goldgar at the University of Utah.

###

The research was conducted in a large collaborative network including researchers from the Huntsman Cancer Institute, The University of Utah, USA, The Breast Cancer Family Registry, Australia, the Victorian Life Sciences Computation Initiative, hosted by The University of Melbourne, The International Agency for Research on Cancer, France, The Kathleen Cuningham Foundation Consortium for Research into Familial Breast Cancer and The Cancer Council Victoria, Australia.

The work was supported by The Cancer Council Victoria, The National Institutes of Health (USA) and the National Health and Medical Research Council of Australia.

The study was published in the American Journal of Human Genetics today

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 29-Mar-2012
[ | E-mail | Share ]

Contact: Rebecca Scott
rebeccas@unimelb.edu.au
61-383-440-181
University of Melbourne

An international team of researchers led by the University of Melbourne has used new technology to fast track the discovery of a breast cancer risk gene and could assist in the discovery of other cancer genes.

Professor Melissa Southey of the Genetic Epidemiology Laboratory, Department of Pathology at the University of Melbourne, who led the study, said it was a significant discovery and the first breast cancer risk gene to be discovered using the latest genetic sequencing technology.

"The mutations in the newly identified gene XRCC2, although rare, explain another proportion of breast cancers that run in families where there is no known genetic cause and that particularly occur at an early age," she said.

"We identified this gene quite quickly using genetic technology called massively parallel sequencing, which enables sequencing of large amounts of human DNA at high speed.'

"Due to these results and our methodology we believe that further risk genes will be identified at a faster rate than before and potentially for other cancers such as colorectal and prostate cancers," she said.

Professor Southey said the discovery could help manage the risk of breast cancer for families with a strong history of the disease and no known genetic cause.

"This discovery will assist some families to determine individual risk and which family members are at high risk of contracting the disease," Professor Southey said.

"Unaffected relatives of people with a mutation in this gene could also be offered predictive testing, subsequent genetic counselling and ongoing clinical management on the basis of their mutation status.'

"People whose breast cancer is associated with XRCC2 mutations could also benefit from specific treatments that target the genetic fault," she said.

Currently, only about 30 per cent of the familial risk for breast cancer has been explained, leaving the substantial majority still unaccounted for.

"Research indicates that no single gene is likely to account for a large proportion of the remaining unexplained genetic susceptibility to breast cancer," Professor Southey said.

"Although mutations in XRCC2 are rare, it is most likely that the remaining unknown breast cancer susceptibility genes will account for similar small proportions of the disease."

Initially, using massively parallel sequencing, researchers identified XRCC2 mutations in two families (in Melbourne and the Netherlands). This was followed by a larger series of studies using DNA from blood samples of 689 families with multiple members affected by breast cancer, and from 1308 women who were affected at an early age by breast cancer and recruited from the general population, as well as 1120 controls.

More XRCC2 mutations were detected in the breast cancer cases but not in the controls. These additional studies were conducted in Melbourne and at the International Agency for Research on Cancer (IARC) in France.

Co-first author Dr Daniel Park of the University's Department of Pathology (with Dr Fabienne Lesueur of IARC) said the study demonstrated the power of massively parallel sequencing for discovering susceptibility genes for common, complex diseases like breast cancer.

"Our study approach could be applied to many other common, complex diseases with components of unexplained heritability, such as colorectal and prostate cancers," he said.

Professor Southey oversaw this work with two long-standing collaborators and experts in the field of breast cancer genetics, Associate Professor Sean Tavtigian and Professor David Goldgar at the University of Utah.

###

The research was conducted in a large collaborative network including researchers from the Huntsman Cancer Institute, The University of Utah, USA, The Breast Cancer Family Registry, Australia, the Victorian Life Sciences Computation Initiative, hosted by The University of Melbourne, The International Agency for Research on Cancer, France, The Kathleen Cuningham Foundation Consortium for Research into Familial Breast Cancer and The Cancer Council Victoria, Australia.

The work was supported by The Cancer Council Victoria, The National Institutes of Health (USA) and the National Health and Medical Research Council of Australia.

The study was published in the American Journal of Human Genetics today

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Source: http://www.eurekalert.org/pub_releases/2012-03/uom-bcr032912.php

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422Just what are Low Doctor Home loans and therefore are They're ...

Posted by FlitcroftKaleohano157 on March 29th, 2012

Perth Mortgage Broker Little Accreditation Financial loans (and also Lower Document Financial loans to put it briefly) are specially designed to permit people that is not going to be eligible for a standard mortgage. The applying really has to receive stated in crafting, even so you actually aren?t forced to found just as much details than the typical home mortgage. The lowest file personal cash loan makes use of people presenting precise details about your income level devoid of the enclosed paperwork. Decrease Health practitioner financial loans tend to be obtained by your self-employed, since they most often include several problem articulating resistant a standard earnings ( clear ) payday loans are likewise distributed around those who your below-average credit score heritage.

Why would you Apply For a Low Medical professional Financial loan?

Firstly, when you are self-employed rather than utilize a frequent salary, subsequent lower documentation loan from the bank in many cases are a new good accommodate available for you. Consider in the event you present additional information on the way to financial institution (one example is you could start to any distance learning from the cost per action) the exact terms of the home finance loan as well the interest rate is often more beneficial.

Just the thing Am i allowed to take into account?

Using the probabilities affecting a large number of financial products, every bank will normally require larger sized house mortgage rates. In the event you complement a kind of smaller record unsecured loan referred to as a good thing lend, which normally sometimes calls for without any paperwork in any way, future don?t be surprised to spend bigger prices.

And a factor to be able to topic in connection with is frequently house loan insurance policy, and that is an element that tons of financial institutions forces you to include for your desire for the loan, which additional improves the impose. Much better remains to be usually are normally wanted.

Net profit:

About FlitcroftKaleohano157

has written 68 articles.

Source: http://newspost.eu/422just-what-are-low-doctor-home-loans-and-therefore-are-theyre-going-to-in-my-situation/

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Claim current tax break for long-term care insurance ? Business ...

Are you paying pricey premiums for long-term care (LTC) insurance? Don?t overlook a tax break.

Strategy: Add the allowable cost to your medical expenses. This could push you over the tax threshold for a medical deduction.

Currently, you can deduct unreimbursed medical expenses in excess of 7.5% of your adjusted gross income (AGI). The threshold is scheduled to increase to 10% of AGI in 2013. ?

But the IRS limits the amount of LTC insurance premiums you can deduct as a medical expense based on your age (see chart). For instance, if you turned age 55 last year, you can deduct up to $1,270 on your 2011 return.

Note that your qualified medical expenses may also include the cost of LTC coverage for a relative. For example, you might be paying premiums to insure an elderly parent or in-law. If you provide more than half of the relative?s annual support, you can generally add this cost to your medical deduction, even if he or she isn?t your tax dependent. Of course, the deductible portion of the payment is still based on the insured?s age.

Tip: Approximately half the states also allow a deduction or credit for LTC insurance that can offset state income tax.

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Video: Community reeling from murder of beloved teacher

Sorry, Readability was unable to parse this page for content.

Source: http://www.msnbc.msn.com/id/21134540/vp/46877777#46877777

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Prominent Pakistani acid victim commits suicide

ISLAMABAD (AP) ? Pakistani acid attack victim Fakhra Younus had endured more than three dozen surgeries over more than a decade to repair her severely damaged face and body when she finally decided life was no longer worth living.

The 33-year-old former dancing girl ? who was allegedly attacked by her then-husband, an ex-lawmaker and son of a political powerhouse ? jumped from the sixth floor of a building in Rome, where she had been living and receiving treatment.

Her March 17 suicide and the return of her body to Pakistan on Sunday reignited furor over the case, which received significant international attention at the time of the attack. Her death came less than a month after a Pakistani filmmaker won the country's first Oscar for a documentary about acid attack victims.

Younus' story highlights the horrible mistreatment many women face in Pakistan's conservative, male-dominated culture and is a reminder that the country's rich and powerful often appear to operate with impunity. Younus' ex-husband, Bilal Khar, was eventually acquitted, but many believe he used his connections to escape the law's grip ? a common occurrence in Pakistan.

More than 8,500 acid attacks, forced marriages and other forms of violence against women were reported in Pakistan in 2011, according to The Aurat Foundation, a women's rights organization. Because the group relied mostly on media reports, the figure is likely an undercount.

"The saddest part is that she realized that the system in Pakistan was never going to provide her with relief or remedy," Nayyar Shabana Kiyani, an activist at The Aurat Foundation, said of Younus. "She was totally disappointed that there was no justice available to her."

Younus was a teenage dancing girl working in the red light district of the southern city of Karachi when she met her future husband, the son of Ghulam Mustafa Khar, a former governor of Pakistan's largest province, Punjab. The unusual pairing was the younger Khar's third marriage. He was in his mid-30s at the time.

The couple was married for three years, but Younus eventually left him because he allegedly physically and verbally abused her. She claimed that he came to her mother's house while she was sleeping in May 2000 and poured acid all over her in the presence of her 5-year-old son from a different man.

Tehmina Durrani, Ghulam Mustafa Khar's ex-wife and his son's stepmother, became an advocate for Younus after the attack, drawing international attention to the case. She said that Younus' injuries were the worst she had ever seen on an acid attack victim.

"So many times we thought she would die in the night because her nose was melted and she couldn't breathe," said Durrani, who wrote a book about her own allegedly abusive relationship with the elder Khar. "We used to put a straw in the little bit of her mouth that was left because the rest was all melted together."

She said Younus, whose life had always been hard, became a liability to her family, for whom she was once a source of income.

"Her life was a parched stretch of hard rock on which nothing bloomed," Durrani wrote in a column in The News after Younus' suicide.

Younus' ex-husband grew up in starkly different circumstances, amid the wealth and power of the country's feudal elite, and counts Pakistani Foreign Minister Hina Rabbani Khar as a cousin.

Bilal Khar once again denied carrying out the acid attack in a TV interview following her suicide, suggesting a different man with the same name committed the crime. He claimed Younus killed herself because she didn't have enough money, not because of her horrific injuries, and criticized the media for hounding him about the issue.

"You people should be a little considerate," said Khar. "I have three daughters and when they go to school people tease them."

In February, Younus said in one of her last interviews that powerful Pakistanis brutally treat ordinary citizens and "don't know how painful they make others' lives."

"I want such people to be treated in the same way" as they treat people whose lives they ruin, she told Geo TV over the telephone from Rome.

Younus was energized when the Pakistani government enacted a new set of laws last year that explicitly criminalized acid attacks and mandated that convicted attackers would serve a minimum sentence of 14 years, said Durrani. She hoped to return someday to get justice once her health stabilized.

"She said, 'When I come back, I will reopen the case, and I'll fight myself,' and she was a fighter," Durrani said.

Durrani had to battle with both Younus' ex-husband and the government to send her to Italy, where the Italian government paid for her treatment and provided her money to live on and send her child to school. Pakistani officials argued that sending Younus to Italy would give the country a bad name, Durrani said.

Younus was happy when Sharmeen Obaid-Chinoy won an Oscar for her documentary about acid attack victims in February, but was worried about being forgotten since she wasn't profiled in the film, said Durrani.

Durrani said Younus' case should be a reminder that the Pakistani government needs to do much more to prevent acid attacks and other forms of violence against women, and also help the victims.

"I think this whole country should be extremely embarrassed that a foreign country took responsibility for a Pakistani citizen for 13 years because we could give her nothing, not justice, not security," said Durrani.

___

Associated Press writers Zarar Khan and Asif Shahzad contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-03-28-AS-Pakistan-Acid-Attack-Victim/id-d0dd8ab5d9aa49a9b98ebff212d63c61

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How To Pick the Best Personal Finance Software ? Gabriel Feeding ...

The personal finance software you use can have a large influence on your on the circumstances of your finances. The better programs allow you to get a handle on your budget and easily see exactly how much is coming in and going out. On the other hand, some programs are meant more for small businesses, others for investors and different ones for staying on top of a household budget. What follows are some examinations of eminent personal finance software programs and guidance for deciding among them.

You should also check out this internet webpage on the topic of like i said.Before you buy any personal finance software programs, make sure that you understand the reasons you desire it. For instance, not all software lets you stay up-to-date on your investments, so if this is something you yearn for, be certain that you are obtaining one that has this element. You also may prefer an online based service rather than software you download. The pro to this is that you can have access to the program anywhere you are and you aren?t in need of your computer. Online services can also allow you to get immediate data. These are some of the aspects to consider when deciding on personal finance software programs. Microsoft Money Plus is one of the more eminent personal finance programs, yet they have stopped manufacturing it. It?s essential to be aware of this, as you can still buy this software online from a few vendors, although in the beginning of 2011 Microsoft will stop offering support for it. To replace this, Microsoft is now offering a free program you can download, Money Plus Sunset Deluxe. This new program will work on any Windows application and doesn?t require any activation, but there are no online services or support with it. So if you?re looking for free personal finance software with some useful features, you should try Microsoft Plus Sunset Deluxe, but if you want a program with full support you should look into one you have to pay for, such as Quicken or YNAB.

You?ve almost certainly heard of Quicken, but did you know that Intuit, the company that makes it, also offers a free financial service called Mint? It?s not hard to set up Mint, which is an application you access online. This is a program you can use from any internet ready device, whether a computer, iPhone or iPod Touch. Aside from helping you plan a budget, you can easily check your various accounts and investments. One tradeoff you have to put up with when using this free program is advertising, so they will try to sell you various products as you use it. Another disadvantage for some users is that it only works with financial institutions based in the U.S. For a free program, however, Mint offers you quite a number of features that you also get with personal finance software you have to pay for.

You won?t have any trouble finding a program to meet your specific needs given all that are available. You have the option of choosing one you can download or one you can use on the web. Even the free ones are worth your consideration. Use these tips as a guideline for locating that perfect personal finance program for you.

Source: http://www.gabrielfeedingtube.com/how-to-pick-the-best-personal-finance-software/

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New iPad Runs 4G? Not In Australia, Says Consumer Watchdog

One of the selling points for the new iPad has been the fact that it supports 4G, but at least in one market, that 4G promise is facing a challenge. In what might be a case of a storm in a teapot, the Competition and Consumer Commission in Australia has said that Apple cannot advertise its newest tablet as 4G-capable because it doesn't actually work on the 4G network that exists in the country. The regulator plans to take its argument to federal court this Wednesday, where it will try to order Apple to change its marketing of the product. It also wants Apple to offer refunds to any buyers that feel they have been mislead by the advertising.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/n1daIh9md78/

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Using Email Marketing And Traffic To Increase Sales | Shot Way ...

http://www.youtube.com/watch?v=cFXGgLqSqy4

Indepth concept of cheap email marketing, email marketing, email marketing software and bulk email marketing

Email marketing is an extremely effective marketing moderate in Business to business business scenarios. Are you producing the kind of money that you?d hoped you?d be producing in your online business right now? Maintenance is often skipped if it is not an assigned responsibility.

However, many companies are still uncomfortable advertising in this way. These people initiate the purchase, can be found through all the critical decision points from the purchase procedure, and quite often possess veto power to unfavorable a provider. Drip marketing campaigns require a number of mail messages that are delivered or ?dripped? in a determined, prearranged purchase for a particular predefined action.

Over 55% associated with mobile users read their email upon iPhones, BlackBerries, and other mobile devices. They won?t give you a second chance at earning their own business. Many people make an effort to merely struck their or her readers with a website.

Email marketing is an effective and inexpensive method of building better customer relationships and increasing your profits. At a Textual content Ad Exchange, the regular membership is your checklist, and every member has the permission to send email messages, via the Exchange, to the member base on a regular basis. Email marketing is one of the least expensive and effective free traffic methods if done properly.

If you are reading this article, chances are that you need to learn how to increase web traffic with email marketing. This particular smart email marketing way is easily leverageable as you can split test provides against one another and build a front end sales funnel that converts like crazy. Let them know ahead of time the type of information that is waiting for them or ask them burning questions to keep them fascinated.

So if you create a good HTML e-mail and it?s contains images and pictures and things like that, your e-mail won?t appear right. Should you rent your own email marketing services, it means that you simply have to deal with 1 company and something website. Text Advert Exchanges are affordable and often even provide free services to those who are ready to earn points in the credit score based mailing system.

They work closely with companies throughout the Phoenix, Arizona, city area, supplying expert internet marketing methods to help them achieve marketing goals. However, we?ve all become the dreaded ?take me off your list? request and, although we don?t wish to admit it, seeing this e-mail sort of digs in to our ribs. This is why I?m a big fan to do my internet marketing for free.

Think about regardless of whether your audience will actually be interested in the event or season you are promoting. Seth Godin is the initiator of the concept, so you might want to adhere to what is he doing and look for on his blog, books and conferences. Simple to begin and even better to maintain, with results no other method of marketing can complement, an email marketing campaign is a must for amusement parks of any size and in every area of the country.

Always send your email marketing messages to people, who?ve subscribed to obtain them. Many people are more likely to open up and read an e-mail than open up a direct postal mail package. Email marketing with regard to ski resorts delivers the message straight to the consumer most likely to consider advantage of the actual offers as well as invitations advertised.

Partners as well as vendors that reveal a similar target market might think about co-registration relationship.

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Source: http://shotway.com/using-email-marketing-and-traffic-to-increase-sales

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Middle-class white-collar personality SUV models ... - Chinese Cars

many the

imported car brand, model, price there is a considerable difference, 200 000 300 000 price range, the choice of models mainly small cars and high-class cars Lord. The price range is also a joint venture brand models ?positions, many high-class car models and the urban SUV models to choose from. What is to select the imported brands and domestic brands, many consumers are a bit tangled. If you do not care about the advantages of cost and configuration of the domestic car, then choose a moderate price of imported cars is also a good choice. To the pursuit of individual models, a small point, what is the so-called?

the

Advisory: Mr. Liu

Age: 80

the

Occupation: production of white-collar workers in the IT industry

the

demand for cars

The

Mr. Liu is a graduate of a prestigious university, the Planning Division in the print media market after graduation worked for several years, have some savings to buy a small second-hand housing, and currently for the month. The end of last year, he switched to a pharmaceutical industry website as a planning director, jobs and income have a certain upgrade, and took the driver?s license, so have a car this year intend to. At first, Mr. Liu is going to buy a joint venture brand midsize sedan later take into account can the mortgage, so wandering in the urban SUV and high-class car choice. He said that to pay greater attention to the brand and quality, and want to buy SUVs, body not too big, fuel-efficient, the budget of 20 million to 30 million, the best imported cars.

the

Recommended models 1

The

strength off-road performance

The

Tiguan 2012 1.8TSI automatic fashion version of four-wheel drive (Reference price: 25.08 million)

The

strength off-road performance

The first city of Shanghai Volkswagen SUV models is the

Tiguan, listed in 2010, by virtue of the quality of German cars, the Tiguan is an appearance that is, widely sought after pre-sale orders in the first month exceeded 40,000 vehicles. Still in short supply since its listing, mentioning the vehicle wait time in about three months.

Tiguan the

a whole, is a strong comprehensive strength of the models, stylish, exquisite workmanship, manipulation, power is also relatively strong, with a certain off-road performance. Power, Tiguan Volkswagen TSI engine has 1.4T 1.8TSI and 2.0TSI a variety of dynamic portfolio, with a 6-speed Tiptronic manual transmission and 6-speed manual gearbox. Models, the version there will be fashion Edition, Elite Edition, Ultimate Edition 4 version of the vehicle models to choose from. Which, will, as a precursor models, fashion version provides two choices of the precursor and intelligent all-wheel-drive system, while the Elite Edition and Ultimate Edition and higher versions are intelligent all-wheel-drive system and configure the panoramic sunroof. Tiguan 4MOTION system is the same level on the market only real intelligent all-wheel drive system. (Recommended: Xiao Min)

the

Recommended models 2

many the the

cross-border SUV design with ulterior motives

automatically comfortable navigation the the

Subaru XV version (Price: 20.88 million)

many the the

cross-border SUV design with ulterior motives

most of this spending power of young people in general to 80, particularly the bright colors is always conservative Japanese car firms to win one of their major concessions, but also with a boxer engine. full-time four-wheel drive system, so special, how can we prevent young upstart tempted? XV as a cross-border SUVs, body side than the domestic sale of cash Impreza, the same width and forest people, highly consistent with the Outback.

engine response to throttle

2.0L very positive light to throttle forward jump the trend is quite obvious, the advantage of the CVT engine in terms of comfort, the shift is difficult to detect. Personally think that the Subaru XV design with ulterior motives, such as black plastic from the bumper to the bottom of the side skirts, lower maintenance frequency and cost is easy to frequently bump position. More inclined A-pillar, increasing the location of the triangular window of the front doors, and the location of the mirror back mobile, reduce the driver?s blind spot.

the

As the name of the Subaru XV, X represents Crossover (cross), V is the first letter of the Automotive Vehicle. After a day of driving experience, from the configuration, manipulation sense, practicality and price point of view, are very competitive.

the the

offers: A reporter learned from the Guangzhou Subaru dealer XV of the current small cash discount boutique packs are free to choose.

the

(recommended: Liang Sijun)

heart-water models

the

Subaru XV of 2012, paragraph 2.0 luxury navigation version

vehicle selection process the

Liu described as very dramatic, from the initial entry mid-size car can now receive 30 million imported cars, the span is very large. However, the change of view from Mr. Liu?s purchase intention, from the original car, to the favor of SUV models, indicating that he was a tangle of people. Before making a decision, he had to the 4S shop to read the BMW X1, Shanghai Volkswagen Tiguan and Subaru XV of. Car shopping guide groups on the Information Times for the above three cars each recommend a model, also recommended Mitsubishi Hyun Jin for their choice.

The

Liu BMW X1 naturally people attracted brand high-end, stylish, good performance, but the price is a bit out of reach, 30 million is estimated to buy the lowest with models are also enough to choke; Shanghai Volkswagen Tiguan very good value for money, quality is also high, but the shape seems to be too in the law-abiding, not enough personality, but buying a car have to wait about three months time to mention; The Mitsubishi Jin-hyun, the performance and cost are more ideal, is indeed a good choice. Liu girlfriend and their families are like the Subaru XV this model. As a new cross-border vehicle, the car combines the characteristics of cars and SUV?s, full of personality appearance, practicality is also very good. The prices, models, top with the price of 232,800 yuan fully able to accept. After thinking it over, Mr. Liu has finalized the models of the Subaru XV for the intention to buy.

the

Recommended models 3

the

handling strong words to the car

domestic BMW X1 (Price: 28.2 million yuan)

the

handling strong words to the car

China-made BMW X1, the

just listed pricing from 28.2 million yuan surprised me, personally feel the outset to save money just can be used to fuel 30 million inhabitants. Dealer short-distance test drive some of the greatest feeling is to open up and really like the car. Urban SUV on the market known as the manipulation and the car goes a lot, but most unworthy of the name China-made BMW X1 is the first handling car destabilize models, the configuration of its power, four-wheel-drive system for road travel and set up.

Of course, such a set to a certain extent at the expense of off-road, but what does it matter? Who is going to open a China-made BMW X1 to go to the depth of cross-country? If I am not burdened the mortgage, elderly parents, empty pockets, really intend to buy a ?drastic?. Domestic BMW X1 also has the advantage, that is the ?Little Three? flavor is not obvious, a small woman driving it, not attracted inexplicable misunderstanding ? it is also very critical, the home of hostess will certainly be a car .

the

(recommended: Ma Haiyan)

the

Recommended models

the

shape tough driving peace of mind

2.0 the

Mitsubishi ASX Jin Hyun-wheel-drive King is still navigate version

(Price: 23.30 million)

the

shape tough driving peace of mind

The

the shark mouth grille, and eyes glaring design are the design elements of the Mitsubishi family, the design of the rear light clusters also have a strong offensive. Styling and less rounded and more of a tough Front and rear fender is made of resin material, saving money on maintenance costs for the owners in a minor collision. The compact city SUV products as a standard, Jin-hyun of the performance is very balanced and comfortable flat peace of mind is its main appeal, the vehicle tends to the feeling of driving in the car of. Jin Hyun has two drive and four-wheel drive two versions-time four-wheel drive 2WD, 4WD, 4WD-LOCK three models, can easily cope with a larger slope and a soft dirt road. It is reported that Guangzhou Automobile Mitsubishi?s first domestic product Jin-hyun, now sold or imported in the form.

the

offers: reporter from Guangzhou imported Mitsubishi Motors car dealer learned that, to buy Mitsubishi Hyun Jin can only receive $ 5000 cash discount, and 3000 yuan spree, integrated promotions for 8000 yuan.

Source: http://www.chinesecars.info/middle-class-white-collar-personality-suv-models-recommended-budget-of-200-000-30/

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